We have this rule that we cannot owe anything on our credit cards from Christmas. Well, I didn't add anything but I sure lowered our checking account. We sent out mostly gift cards. I don't know who started the gifrt card thing, and I'm not sure I like it but it comes in handy especially for teenagers.
it does seem like you are not putting much thought into the gift though.
Now I have to work on building the checking account back up.
I have found that I have these rules that I make for myself since retiring and some people would think I am going off the deep end and they may not be too far off.
I have this fear that something catustrophic will happen and one of us will be in the hospital with a serious problem ,. and when we get the bill it will be huge. So I think I have to keep at least a large amount of money where we can get at it. It is never touched. I have watched as friends go broke on medical bills . It really scares me. I don't have much faith in insurance now days,.
I also do not make a new bill until the old one is paid off. My husbasnd feels the same way for the most part but he thinks I go too far at times. We needed a new roof and a different car at the same time and I wouldn't even look at a new car until the roof was completely paid for. I don't know what I think is going to happen and I don't want to find out.
I also check my credit score quite often. I guesss after reading all this I must be a little parinoid, Another thing to work on it the new year.
Have a great day. say hi to God.
Luv ya Sass
1 comment:
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